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Plug & Play Micro- AI Agents, like Apps for Your Money
Just like adding apps to your phone, Mooj lets you connect AI micro-agents to your card for super-specific tasks. Choose what you need, when you need it:
Credit Score Improver, Optimizes payments to lift your rating- VAT & Tax Agent flags eligible expenses before tax season hits
- Subscription Sentinel kills forgotten charges before they drain your balance
Meet Katy: Your AI Financial Assistant
She tracks income, predicts gaps, reminds you of taxes, and tells you when it’s time to cut spending, all automatically.
- Katy suggests you move $300 to VAT
- Katy predicts low balance next Thursday.
- Handles VAT reminders and payment nudges
One Card. Four Ways to Use It.
From tenants to brokers, Mooj adapts to how you move money. Each role unlocks a smarter way to pay, get paid, and prove every transaction, powered by the same AI card and wallet.
- Brokers: Receive commission instantly. Split deals, send invoices, and track every swipe.
- Landlords: Pay vendors, track every unit’s spend, and export reports for partners or taxes.
- Service Providers: Get paid the moment work is approved. Tag income, send invoices, split payouts.
- Tenants: Pay rent, deposits, and service fees instantly. Request refunds with proof, not pleading.
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From Payment to Payout in Seconds
One Tap. Full Report.
No more chasing receipts, screenshots, or lost invoices. Every payment on Mooj is automatically tagged by unit, vendor, purpose, or team, so you can export exactly what you need, when you need it.
- Download clean reports for tax filing or audits
- Filter by lease, client, service, or team member
- Instantly share with accountants, partners, or stakeholders
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The smarter way to handle Payments
Speed
Process payments seamlessly in real-time, with optimized throughput to ensure lightning-fast transactions.
Safe & Reliable
Protect your business and customers from fraud, chargebacks, and payment failures.
Simplicity
Handle the entire payment lifecycle automatically, no need to build or integrate everything yourself.
Scalability
Startups to enterprises, we help you scale effortlessly. Minimize costs while maximizing transaction volume.
Get Financial Tools Without the Corporate Overhead
You might be a solo landlord, a self-employed technician, or an agent on commission, Mooj adapts to how you work. No need for enterprise software or complex onboarding. If you're eligible, you're in.
QuickBooks, Xero, Zoho, Notion, Stripe, etc.
Prefer API or Zapier, we got you covered!
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Built with Compliance at the Core
Central Bank Regulated
Built in alignment with UAE Central Bank standards for stored value, cards, and payments
PCI DSS & GDPR Compliant
End-to-end encryption, data privacy, and secure card infrastructure
Not a Bank, By Design
No false claims. No custodial risk. Mooj partners with licensed issuers for card & IBAN services
